SELF-FUNDED HEALTH PLAN WITH HEALTH SAVINGS ACCOUNT RETIREMENT PLAN
a) America’s veterans and their employers
b) Small group employers and “gig” economy workers

SELF-FUNDED HEALTH PLAN SUPPORTED BY INSURANCE COMPANY AND CLAIMS DATA
a) Insurance company with high-quality data for underwriting b) Data provided by medical receivables cash flow program: i) Claims pricing through cash flow for hospitals and doctors ii) Yields on high-grade product for fixed income credit investors